Payment methods
At Ritu Kumar South Africa, we make shopping simple and secure. We offer trusted payment methods to ensure a smooth and safe checkout experience.
Secure Online Payments
All online transactions are processed through PayFast, one of South Africa’s leading secure payment gateways. PayFast uses advanced encryption technology to protect your personal and payment information.
Through PayFast you can pay using:
- Credit Cards (Visa & Mastercard)
- Debit Cards
- Instant EFT from major South African banks
- QR payments and other supported PayFast methods
Your payment is processed securely and instantly so that your order can be confirmed without delay.
Buy Now, Pay Later with Mobicred
We also offer Mobicred, a convenient credit facility that allows you to shop now and pay over time.
With Mobicred you can:
- Apply for a revolving credit account
- Pay for your purchase in easy monthly instalments
- Enjoy a quick and simple online approval process
If you already have a Mobicred account, simply select Mobicred at checkout to complete your purchase.
Safe & Reliable Checkout
Your security is important to us. All payments are processed through trusted, PCI-compliant payment partners to ensure your information remains protected at every step.
If you experience any issues with payment, please contact our support team and we will gladly assist you.
Payment FAQ
What payment methods do you accept?
We accept secure online payments through PayFast and Mobicred.
Through PayFast you can pay using:
Credit Cards (Visa and Mastercard)
Debit Cards
Instant EFT from major South African banks
Other secure PayFast-supported payment options
Is it safe to pay online?
Yes. All payments are processed through PayFast, one of South Africa’s most trusted payment gateways. Your payment information is encrypted and securely processed to protect your personal and financial details.
Can I pay using Mobicred?
Yes. We offer Mobicred as a payment option at checkout.
Mobicred is a convenient credit facility that allows you to shop now and pay in monthly instalments. Simply select Mobicred at checkout and log in to your Mobicred account to complete the payment.
How do I apply for Mobicred?
If you do not yet have a Mobicred account, you can apply online during checkout. The application process is quick, and once approved you can immediately use your Mobicred credit to complete your purchase.